| 2013
£m | 2012
£m |
|---|
| Current | | |
| Unsecured bank overdraft | 4.0 | 2.5 |
| Finance lease liabilities | 0.3 | 0.3 |
| 4.3 | 2.8 |
| Non-current | | |
| Unsecured bank loan and other borrowings(1) | 103.3 | 138.6 |
| Finance lease liabilities | 10.9 | 11.2 |
| 114.2 | 149.8 |
- The above borrowings are stated net of unamortised issue costs of £0.7m (2012: £2.4m).
The Group's current debt facility came into effect from 5 November 2010 and is a four-year £300m revolving credit facility starting from that date (with an option to extend by a further year). The facility carries an interest rate of LIBOR plus a margin which is variable based upon the covenant certificate and which is currently 150 basis points.
The Group had the following undrawn committed borrowing facilities available at each balance sheet date in respect of which all conditions precedent had been met:
| 2013
£m | 2012
£m |
|---|
| Expiring within 1 year | 1.0 | 1.0 |
| Expiring between 1 and 2 years | 196.0 | — |
| Expiring between 2 and 5 years | — | 159.0 |
| 197.0 | 160.0 |
The overdraft facility expiring within one year is an annual facility subject to review at various dates during the period. The facility of £196.0m (2012: £159.0m) relates to the Group's revolving credit facility. All these facilities incurred commitment fees at market rates.